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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,496 reviews, last reviewed 21st Apr 2026
2646000% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal dispute resolution service is great. PayPal dispute resolution service is great. I had an issue with cancelling a subscription service and PayPal helped me to fix it. Reviewed on: 21st April 2026
Alun's avatar
Alun

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
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Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79496)

Great

5
I use paypal pretty much with all my purchases. I like the interest free options and 3 monthly instalments they also offer. It helps spread the cost. Its easy to use and pay off each month. Although I have not used, I like the buyer protection they offer which is easier than using my debit card. Reviewed on: 13th June 2022
Paula 's avatar
Paula

Paypal is trustworthy and a great company

5
I always found myself very well with Paypal and anytime I needed assistance I was able to get an answer within 24 hours. Very happy with the service provided both in product and assistance Reviewed on: 13th June 2022
Riccardo Dei Rossi's avatar
Riccardo Dei Rossi

The best way to pay

5
I'm current user of Paypal Credit and I'm very satified of their service Reviewed on: 13th June 2022
Mihai Zsigmond's avatar
Mihai Zsigmond

Excellent service!

5
Paypal is one of the easiest, realiable and excellent credit card provider I have ever used. Reviewed on: 13th June 2022
Drake427's avatar
Drake427

Honestly, I never struggle to get in touch with them

5
Always they remained me to pay the credit to avoid any interest fees, on top of that usually give me a 4 months window to pay back when i spend more than 1000 Reviewed on: 13th June 2022
Jawad's avatar
Jawad

It's absolutely AWE-SOME!!!!!!

5
What more could anyone want? You have a perpetual 4 months of 0% interest! This is better than all the other credit cards that just offer you an interest free period when you first join. Forget that! This has blown the competition! Reviewed on: 13th June 2022
Joni's avatar
Joni

My PayPal

5
Been using PayPal now for a few years and found it easy to use in fact I use it almost every time I check out on line Reviewed on: 13th June 2022
Richard Naisbitt's avatar
Richard Naisbitt

Purchase with Peace of Mind

5
PayPal Credit Provides the Ability to buy those extra little bits of happiness with peace of mind. Reviewed on: 13th June 2022
Chris Hollingsworth's avatar
Chris Hollingsworth

Good help

5
PayPal Credit its very good help and let us pay later without interest, I always use PayPal and I been recommended to my friends and family, thank you for your good service with your customer's.. Reviewed on: 13th June 2022
Antonio Teixeira's avatar
Antonio Teixeira

Great

5
Always use PayPal great stuff would Always recommend to s friends Reviewed on: 13th June 2022
Alan ware's avatar
Alan ware

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