Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,937 reviews, last reviewed 21st Apr 2026
2687000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy use, accepted everywhere The app is really good and clear so I can easily find my credit. Paypal credit gives a larger amount of credit I can use at a very decent rate. Most o... Read more Reviewed on: 21st April 2026
Daniel Wemyss's avatar
Daniel Wemyss

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (79937)

Great for those big purchases you need now!

5
PayPal is great and helps me with those bigger purchases I need. They offer a variety of payment options that are clear and easy to understand. Reviewed on: 13th June 2022
D.B171722's avatar
D.B171722

Great service

5
Clear product, great customer service Reviewed on: 13th June 2022
05-footage.triplet@icloud.com's avatar
[email protected]

Hassle free, seamless experience

5
I jumped on with PayPal credit early on and it’s been brilliant. When I applied m, it took less then a day for them to accept me and for my account to be ready. Since then I make the majority of my online purchases with PayPal credit as I find their already in place interface easy to use. Reviewed on: 13th June 2022
Sam H's avatar
Sam H

Good alternative to card

5
Well paypal credit is good alternative compare to credit card as interest rate is low and also you get plenty option to choose from. Reviewed on: 13th June 2022
Vivek Aryan's avatar
Vivek Aryan

Excellent service and great support.

5
My experience was excellent just simply because of an outstanding customer support and freedom of managing your payments and feeling confident throughout the process. Thank you! Reviewed on: 13th June 2022
Anna's avatar
Anna

Perfect for those online purchases

5
Works perfectly for me when I make purchases over £99 and can use the 0% offer. Makes it a bit easier during these times to spread payments and not worry about interest popping up Reviewed on: 13th June 2022
Suntzini's avatar
Suntzini

Love PayPal

5
Great customer service, I feel I'm being looked after, everything is clear and easy to understand. I love using PayPal for small and bigger shopping. Super convenient! Reviewed on: 13th June 2022
Magdalena 's avatar
Magdalena

Excellent

5
I bought a lot stuff with PayPal Credit. There are a lot of flexible options for repayments at the zero interest rate. I have used it multiple times and will keep using it. Reviewed on: 13th June 2022
Peter Tomov's avatar
Peter Tomov

Easily the best credit provider

5
Easy to use, communication excellent and updates frequent. Reviewed on: 13th June 2022
Cr's avatar
Cr

Easy and flexible

5
Do a lot of my shopping with PayPal Credit. I have the flexibility if I don't want to pay it all back in one go. Makes checking out fast and simple Reviewed on: 13th June 2022
Karen's avatar
Karen

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill