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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very useful facility.

Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Pay pal has been there, allowing me to purchase item...

Pay pal has been there, allowing me to purchase items and pay off later or in small amounts regularly- sometime I don’t know where I’d be without PPal Reviewed on: 31st July 2026

Had zero problems so far ,using responsibil

Had zero problems so far ,using responsibil Reviewed on: 31st July 2026

Business with rest of mind

Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Easy all the way.

Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

It’s easy to use PayPal credit or pay in 3 when you...

It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Used PayPal for many years.

Used PayPal for many years. Never had any problems and easy to make payments Reviewed on: 30th July 2026

Reliable trusted finance that’s good value

Reliable trusted finance that’s good value Reviewed on: 29th July 2026

After seamless payments and tracking what I owe mont...

After seamless payments and tracking what I owe monthly in real time through the intuitive app, I felt more in control of my finances than ever. Reviewed on: 29th July 2026

Handy way for payments.

Paypal is useful for me when I want to split the cost in few payments. Never had any issue with the company. Reviewed on: 29th July 2026

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