Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

View other PayPal products

4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181096)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

What to tell everything good and easy

What to tell everything good and easy Reviewed on: 14th July 2026

Wouldn’t be without it.

It’s easy to pay, easy to keep track of and excellent customer service. I wouldn’t use anything else. Reviewed on: 14th July 2026

One of the main benefits is the ability to make purc...

One of the main benefits is the ability to make purchases and pay for them over time rather than paying the full amount upfront. The online account management is easy to use, allowing me to view transactions, check balances, and make payments quickly. Reviewed on: 14th July 2026

Trusted payments

Always a trusted way to pay for things or send money to others. Reviewed on: 14th July 2026

PayPal cred is very easy to set up, and helps me t...

PayPal credit is very easy to set up, and helps me to budget Reviewed on: 14th July 2026

Great for paying things off when your low on money

Great for paying things off when your low on money Reviewed on: 14th July 2026

Using PayPal credit is very easy to use ,download th...

Using PayPal credit is very easy to use ,download the app ,select method of payment eg payment from your bank card , 3 month instruments or PayPal credit ,make your purchase & authorise through the app Reviewed on: 14th July 2026

It's a good help for when I'm in short money and I h...

It's a good help for when I'm in short money and I have enough time to pay it back , thanks for Ur kindness Reviewed on: 14th July 2026

PayPal could improve

Not easy to get information at times Reviewed on: 14th July 2026

I've never had a problem with PayPal.

I've never had a problem with PayPal. I use this a lot. They always keep me posted with my transactions. Also with tracking any parcels. There's help readily available if needed. I would recommend using PayPal. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub