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PayPal: PayPal Credit reviews

4.90
Based on 80,606 reviews, last reviewed 21st Apr 2026
2749000% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I’ve needed PayPal it’s been there and cus... Everytime I’ve needed PayPal it’s been there and customer service is excellent t Reviewed on: 21st April 2026
Noel F's avatar
Noel F

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026
Mehdi S's avatar
Mehdi S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80606)

Nice card with little apr

5
Good payment support, able to use for necessary needs Reviewed on: 13th June 2022

PayPal credit

5
Great service, secure payments, always handy to have credit available Reviewed on: 13th June 2022

A Godsend!

5
I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022

Paypal Credit is a life saver

5
I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022

Protected purchases

5
I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022

Great company

5
I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022

Great service no worries always on point.

5
Nothing is to much always polite and professional. Reviewed on: 13th June 2022

Very good service

5
With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022

PayPal Credit 0% for 4 Months, 5 Stars

5
Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022

Absolutely amazing

5
Very quick and handy service Reviewed on: 13th June 2022

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