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PayPal: PayPal Credit reviews

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4.90
Based on 82,049 reviews, last reviewed 22nd Apr 2026
2883600% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love paypal. I love paypal. If you don't want yo pay straight away you csn do it via pay pal credit. Love how easy it is to send money fantastic experience. Even.c... Read more Reviewed on: 22nd April 2026
Miss R's avatar
Miss R

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82049)

Easy and manageable

5
It’s easy to use, easy to set up and super easy to manage Reviewed on: 15th June 2022
Jack Hornsby's avatar
Jack Hornsby

Absolutely fantastic

5
Absolutely fantastic. Made shopping so much easier with the variety of choices available from PayPal credit. 0% apr of paid with 4 months is a total game changer. Reviewed on: 15th June 2022
oz194's avatar
oz194

Excellent

5
Helps me when I need it. Quick and easy way with long 4 months 0%... Love it! Reviewed on: 15th June 2022
Anonymous's avatar
Anonymous

Excellent

5
Amazing and reputable service from PayPal Credit. Reviewed on: 14th June 2022
Bryan 's avatar
Bryan

So easy to use!

5
I love PayPal credit it makes checking out so easy and the repayments are so easy. Don’t ever worry about unexpected payments every again! They notify like a week before they take a repayment. Would deffo recommend Reviewed on: 14th June 2022
Olivia's avatar
Olivia

Couldn't live without it.

5
I literally use PayPal for all my online purchases. Buying online puts me off if I can't use the PayPal option. Since joining PayPal it's added much more features and is just so easy to use and understand. I'm obsessed. Love love love it. Reviewed on: 14th June 2022
Carly 's avatar
Carly

Excellent

5
No problems what do ever a very good service Reviewed on: 14th June 2022
K burns's avatar
K burns

Great company

5
I have used PayPal for a few years now & would thoroughly recommend them. No complaints. Reviewed on: 14th June 2022
Susann Cooke's avatar
Susann Cooke

0% Interes for 4 moths

5
Paypal Credit send me an ofer by enail after i finish my first 4 moths 0% interest an ofer for ebay to buy anything again with 0% interest with was amaizing Reviewed on: 14th June 2022
Mihai Bitca's avatar
Mihai Bitca

Great service

5
Fluid no problems great service highly recommend Paypal. Reviewed on: 14th June 2022
Thomas Kennedy's avatar
Thomas Kennedy

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