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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,188 reviews, last reviewed 22nd Apr 2026
2896200% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is brilliant peace of mind Paypal is brilliant peace of mind Reviewed on: 22nd April 2026
Naveed a's avatar
Naveed a

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82188)

Brilliant

5
Best company ever helps to have things you need with time to pay Reviewed on: 13th June 2022
kanita30@aol.com's avatar
[email protected]

The best

5
The best company When I need money for shopping I use credit PayPal Reviewed on: 13th June 2022
Danklo's avatar
Danklo

A1 company

5
Bril2 company with excellent well informed staff Reviewed on: 13th June 2022
John Boyce 's avatar
John Boyce

Brilliant

5
Amazing always come in handy having PayPal as its the safest way to buy online and so simple Reviewed on: 13th June 2022
Josh Dowdall's avatar
Josh Dowdall

Love paypal

5
0% interest for 4 months is very very helpfull and if its less than £99 then Use pay in 3 its very helpfull Reviewed on: 13th June 2022
Syed Shakeeb Hussain Shah's avatar
Syed Shakeeb Hussain Shah

Always use

5
Quick, reliable, can pay in whole or in parts, 4 months is good time to pay up. Reviewed on: 13th June 2022
Jibran's avatar
Jibran

Paypal Credit

5
Easy to set up and manage. A painless way to get if you want credit. Reviewed on: 13th June 2022
Andy Kerr's avatar
Andy Kerr

Smooth process and ease of use

4
Applying for credit is fairly simple. The PayPal app simplifies everything to track my credit use. I mostly utilise the £99+ offer for interest free for 4 months. My only gripe when I use the mobile app, it's almost too simplified with no advanced breakdowns. Reviewed on: 13th June 2022
Dahwid's avatar
Dahwid

Fantastic

5
This is such an amazing product. I love having the option of spreading the cost interest free for 4 months especially on eBay. It’s brilliant to use with other businesses too with their pay in 3 option. I love it! Reviewed on: 13th June 2022
Louise 's avatar
Louise

Great card

5
It been soo helpful in this difficult time. Customer service was helpful when I contacted them. Reviewed on: 13th June 2022
Yaw Adutwum's avatar
Yaw Adutwum

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