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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181095)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Reliable

Reliable and easy to use the app. Trusted and giving me more choices or ways to pay my bills and get my money back faster if i have queries quick to reply. Reviewed on: 14th July 2026

A Lifesaver for Smart Budgeting

PayPal has been an absolute lifesaver for me. Their payment options make it so easy to purchase items right when I need them, with the flexibility to manage the payments over time. It's a fantastic service that provides real peace of mind when budgeting for both everyday needs and those special purchases. Reviewed on: 14th July 2026

I feel safe paying by PayPal it's gives me the peace...

I feel safe paying by PayPal it's gives me the peace of mind as its gives me all the details necessary. Reviewed on: 14th July 2026

I been using PayPal for long time

I been using PayPal for long time, and my experience for all this time is excellent, never had problems. Recommend Reviewed on: 14th July 2026

Loan sharks out less interest on then these guys.

Loan sharks out less interest on then these guys. Save your time and money just go to the local loan shark. Reviewed on: 14th July 2026

I have had a PayPal account for years and it’s reall...

I have had a PayPal account for years and it’s really easy to use. When I’ve had an issue with a seller they have always sorted it out for me and given me a full refund. Reviewed on: 14th July 2026

An Affordable Option

Budgeting for rising living costs is made so much easier with PayPal Credit. After all the months bills have been accounted for PayPal Credit enables you to make that purchase that you normally couldn't afford. It's appreciated that PayPal understands with people's rising monthly costs they are offering an affordable option to still purchase items that they would normally have to pass on Reviewed on: 14th July 2026

Very good and safe way of spending

Very good and safe way of spending Reviewed on: 14th July 2026

PayPal has always been a fast and reliable way to so...

PayPal has always been a fast and reliable way to sort out my finances. Their customer service is almost perfect, but due to congestion can be a little slow. Overall a quality experience. Reviewed on: 14th July 2026

So easy to set up, no hassle at all

So easy to set up, no hassle at all Reviewed on: 14th July 2026

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