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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Simple to use and better than Credit cards

Simple to use and very convieniant Reviewed on: 14th July 2026

Why PayPal is good for me!

I’ve personally never had any problems with PayPal, I find it quite handy having not to put bank details into purchases online that use PayPal.I also like the fact that it acts like a second bank account. Reviewed on: 14th July 2026

Great customer service provided, always reponded my...

Great customer service provided, always reponded my demand Reviewed on: 14th July 2026

Great experience so far, without any issues.

Great experience so far, without any issues. Straightforward application process, clear terms and conditions made it easier to make a decision on the product. Reviewed on: 14th July 2026

Excellence should be awarded

Brilliant always there if I need it,pays straight away,well known so people trust it,never have any problems with refunds. Reviewed on: 14th July 2026

Great service and resolutions for all cases

Great service and resolutions for all cases Reviewed on: 14th July 2026

Helped me out in so many ways.

Helped me out in so many ways. As a single mother it’s helped me shop for food or things we need before I get paid. Reviewed on: 14th July 2026

PayPal is a trusted and reputable company.

PayPal is a trusted and reputable company. They offer an excellent credit service that conveniently helps their customers spread the cost. I highly recommend it; the credit facility is just another service that proves the company is constantly evolving to assist their customers. Tip: If you use the interest-free offers, be sure to keep an eye on your payment schedule, as it’s the best way to make the most of the service. Reviewed on: 14th July 2026

So far so good i am enjoying paypal and i have even...

So far so good i am enjoying paypal and i have even recommending it to a friends and families , home and abroad. Reviewed on: 14th July 2026

Easy to use.

Easy to use. Ideal if I need to spread cost. Reviewed on: 14th July 2026

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