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PayPal: PayPal Credit reviews

4.90
Based on 82,789 reviews, last reviewed 23rd Apr 2026
2950400% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy App to use and navigate. Easy App to use and navigate, all features are clear. You can see all the activities, spendings, deliveries. Direct debit settle for the value you lik... Read more Reviewed on: 23rd April 2026
Magdalena 's avatar
Magdalena

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026
Tommy's avatar
Tommy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82789)

super

5
super................................................................. Reviewed on: 13th June 2022

Easy secure credit

5
If you have a PayPal account within minutes you can apply for and use PayPal credit. Secure transactions, easy monthly payment via your PayPal account. It could not be simpler Reviewed on: 13th June 2022

The best value credit

5
They are without doubt the best company with interest free credit Reviewed on: 13th June 2022

Never had any issues

5
Love paypal! Being with you for years never had any issues. Reviewed on: 13th June 2022

One clic away from purchasing and give you four months breathing.

5
Using it not so often, but with pleasure. Reviewed on: 13th June 2022

0%

5
Paypal is the best. 0% for 4 months on orders over £99 Reviewed on: 13th June 2022

Thank you!

5
Used it couple of times and absolutely satisfied with, highly recommend it to everyone!!! Thanks PayPal team… Reviewed on: 13th June 2022

PayPal Credit *****

5
PayPal credit is really good product that helps spread payment efficiently! My only complaint is that £200.00 is quite small amount and would appreciate higher credit. Thanks! Reviewed on: 13th June 2022

PayPal rocks!

5
With 4 months 0% interest when spending £99+ and integration with my favourite websites, PayPal makes payments simple and affordable. Reviewed on: 13th June 2022

Simply amazing

5
I love everything about PayPal! It offers secure services that is easy and simple to use. Reviewed on: 13th June 2022

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