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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

My fever card company

I use PayPal a lot , also find it useful. I use it for debit card payment shopping and general buying Reviewed on: 14th July 2026

Simple & Effectiive

It's been a convenient way to move money around speedily, pay in 3 being a favourite allowing me to spread the cost without interest on top. Reviewed on: 14th July 2026

Easy peasy

Very quick to set up, easy peasy Reviewed on: 14th July 2026

comfortable service

It's a very comfortable service. Easy to use. Confident method payment. Reviewed on: 14th July 2026

Exceptional security in transactions.

Exceptional security in transactions. It's just expctional especially with the PayPal credit service. Reviewed on: 14th July 2026

Use pay in 3 wherever offered .

Use pay in 3 wherever offered ...really like it. I can spread the cost over 3 payments for 3 months without being charged any interest. You are always notified in advance that there is a payment due and no need to worry as the payment is automatically taken on the due date. You can even change the payment date or pay in full if you wish...I would recommend. Reviewed on: 14th July 2026

It’s very easy when paying with PayPal credit and it...

It’s very easy when paying with PayPal credit and it’s fast as well no need for unnecessary checks like others that takes time Reviewed on: 14th July 2026

Good customer service and easy access to accounts

Good customer service and easy access to accounts Reviewed on: 14th July 2026

Always had excellent dealings paypal, sorted my prob...

Always had excellent dealings paypal, sorted my problems easily for me as I'm no techy, handled refunds promply Reviewed on: 14th July 2026

Its so much quicker and safer to purchase things onl...

Its so much quicker and safer to purchase things online , and easy to pay back over 3 payments or over a set time Reviewed on: 14th July 2026

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