Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,018 reviews, last reviewed 24th Apr 2026
3064300% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just a perfect experience. Just a perfect experience. Using PayPal is flawless and really helpful. Everything is so easy. Finance as it should be. Reviewed on: 24th April 2026
Giorgio's avatar
Giorgio

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (84018)

PayPal is great

5
I'm loving using PayPal Credit and Pay in 3 as it makes my life so much easier and stress-free! Thanks to these options I was able to buy so many things I love! Thanks, PayPal! Reviewed on: 13th June 2022
Val's avatar
Val

Great deals!

4
Although there are some issues regarding the collection of payment, direct debit/in app payment, everything else seems to be ok! Reviewed on: 13th June 2022
Albert's avatar
Albert

PayPal

5
Love spending the cost over 4 months interest free so easy to understand the payments choose what to pay and who Reviewed on: 13th June 2022
D W's avatar
D W

Nice

4
Only lacking of credit increase Reviewed on: 13th June 2022
Lloyd Ferrao's avatar
Lloyd Ferrao

Fast and simple

5
Pick what you want to buy, choose PayPal credit and on how many months and that's it. Can't be faster and simpler! Offers are very usual on 0% interest, so that's the best part of it! Reviewed on: 13th June 2022
Silvio Persic's avatar
Silvio Persic

does what it says on the tin.

5
PayPal credit is great. I am always kept fully informed and the interest rate is quite low. The app is good for checking on my account and statements, and is so easy to use. Reviewed on: 13th June 2022
Mel Jowett's avatar
Mel Jowett

Mr

5
Very good and it’s make easy for having shopping Reviewed on: 13th June 2022
challos2020@yahoo.co.uk's avatar
[email protected]

Simple payment solution

5
PayPal credit is so easy to use. Choose an item or items up to a minimum of £99 and choose PayPal credit. Set your direct debit to pay equal amount over four payments and pay no interest, so easy to use Reviewed on: 13th June 2022
Michelle's avatar
Michelle

Recommended

5
Great revolving credit product provider. Reviewed on: 13th June 2022
Curufin Ve Lin's avatar
Curufin Ve Lin

Top Dog !

5
Easy,fast,secure,application takes minutes recommend to anyone. Reviewed on: 13th June 2022
Ian J's avatar
Ian J

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill