Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

View other PayPal products

4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal often, very easy and straightforward.

I use PayPal often, very easy and straightforward. I feel very secure using it. Reviewed on: 14th July 2026

I have only recently started using PayPal credit but...

I have only recently started using PayPal credit but so far I have received good advice and servit Reviewed on: 14th July 2026

Always easy, most brands accept it.

Always easy, most brands accept it. The security and the easy of the checkout is always the best. If you’ve got a problem you’ll find that PayPal can help with most queries. Reviewed on: 14th July 2026

I wouldn't be without PayPal!

I have used paypal for a number of years. they gave me credit where i would not have got it anywhere else. It is easy to use and easy to check balances etc. it has been a life changer for me. I am now looking to sign up for their virtual credit card to allow me to buy products not on paypal credit. It was the best thing I ever did! Reviewed on: 14th July 2026

Simple app .

Simple. Easy to use. Great way of protecting your cards online. Reviewed on: 14th July 2026

Love it and very secure feel safe using PayPal

Love it and very secure feel safe using PayPal Reviewed on: 14th July 2026

Reliable transparency and handy to use.

Reliable transparency and handy to use. very useful app too Reviewed on: 14th July 2026

Excellent experience, can’t be faulted.

Excellent experience, can’t be faulted. PayPal truly is a payment pal for life. Reviewed on: 14th July 2026

Very good and straightforward to apply

Very good and straightforward to apply Reviewed on: 14th July 2026

Had an issue with a payment.

Had an issue with a payment. Great support received with advice and next steps and then what to do if the retailer did not issue the refund. Chat function excellent. Easy to use website and had no issues navigating it. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub