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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Really Paypal

5
I love the Secure and reliable services you provide. Reviewed on: 14th July 2026

I use PayPal if available to purchase goods or servi...

5
I use PayPal if available to purchase goods or services because it's easy and secure and buyer protection included. Very pleased with the service and highly recommended Reviewed on: 14th July 2026

Very enjoyable.

5
Very enjoyable. I've never had any issues with thrm Reviewed on: 14th July 2026

Friendly service

5
Good service helpful and friendly Reviewed on: 14th July 2026

Amazing service always their to help send several re...

5
Amazing service always their to help send several reminders to make payments Reviewed on: 14th July 2026

Excellent

5
Little apprehensive at first but the ease of which this works is great and the flexibility of payments outdoes some mainstream banks Reviewed on: 14th July 2026

Always a good experi...

5
When ever I've used paypal it has been a good experience. I have used both PayPal and PayPal Credit Reviewed on: 14th July 2026

All going smoothly without any issues

5
All going smoothly without any issues Reviewed on: 14th July 2026

Always a good efficient service.

5
Always a good efficient service. Trustworthy Reviewed on: 14th July 2026

Easy to use and log into.

5
Easy to use and log into. Complaints or disuputes with retailers resolved promptly Reviewed on: 14th July 2026

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