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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,723 reviews, last reviewed 27th Apr 2026
1657250% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best financial app. Best financial app on my device. Period. Ever. Credit or paying in elastic ways. Reviewed on: 27th April 2026
Michal Ciula's avatar
Michal Ciula

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86723)

Easy to use!

5
I use Pay Pal services for a while and what i can say its easy to use and the app 5 stars! Reviewed on: 13th June 2022
aganencei valentin's avatar
aganencei valentin

I Love this opportunity.

5
I use every month PayPal credit, it’s comfortable. Reviewed on: 13th June 2022
Anton Schitco's avatar
Anton Schitco

This is great!

5
Work really well with everything! I have not had any problems with paying for items online! Reviewed on: 13th June 2022
AnthonyDesignCode's avatar
AnthonyDesignCode

For making small dreams come true

5
Thanks to paypal, I was able to fulfill my little dreams by buying things that I needed for my hobby. Thank you very much and I recommend shopping 4 months 0% Reviewed on: 13th June 2022
Marcin's avatar
Marcin

Convenient 0% Offer for 4 months

5
I love using Paypal credit offer of 0% for all of my 99+ purchases because I get 4 months to settle it. Very convenient when buying home appliances and even multiple items I buy in an online site. Reviewed on: 13th June 2022
bedz sibuyo's avatar
bedz sibuyo

Paypal credit

5
I have used PayPal credit a few times and it is easy to use, convenient and a great way to spread out the cost of purchases without having to deal with credit card payments or interest. Reviewed on: 13th June 2022
Inma's avatar
Inma

Easy, affordable and many options available to spend responsibly

5
I have found PayPal credit really useful particularly the pay in 3 which allows me to spread the cost over 3 months affordably and allows me to have the things I want straight away without having to wait. Reviewed on: 13th June 2022
emma's avatar
emma

Easy Peasy

5
Using PayPal is ideal for any purchase, but especially for interest free over a few months. Gives a little breathing space when you're having one of those months and I pay as much or as little as I want when I want. The app is quick and easy to navigate Reviewed on: 13th June 2022
Gill Trott's avatar
Gill Trott

Dave

5
Great company PayPal great credit thank you Reviewed on: 13th June 2022
David's avatar
David

Quick credit

5
Very helpful, very quickly resolve, Reviewed on: 13th June 2022
Dorian's avatar
Dorian

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