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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal easy peasey

Useful tool use PayPal monthly, for purchase and subscription Reviewed on: 14th July 2026

PayPal always reliable in an emergency

PayPal always reliable in an emergency Reviewed on: 14th July 2026

Easy to use for purchases and very easy for payment...

Easy to use for purchases and very easy for payment Reviewed on: 14th July 2026

It's always my go to when buying most things

I find PayPal brilliant for managing the payment of high value items, being able to manage my own payment plans. I've also had to ask PayPal to get money back on items that hadn't arrived and found the process very helpful. Reviewed on: 14th July 2026

Emergency helpers

Good when you are struggling with short of money and any emergency occurs Reviewed on: 14th July 2026

Easy to use

Easy to use, good app, like the credit/debt card Reviewed on: 14th July 2026

Good paypal

PayPal is good, I like it, it's helpful Reviewed on: 14th July 2026

Great experience very helpful with refunds and sorti...

Great experience very helpful with refunds and sorting out scams Reviewed on: 14th July 2026

Excellent and easy to use.

Excellent and easy to use. Not to technical Reviewed on: 14th July 2026

I can recommend it to anyone.

I can recommend it to anyone. Very good conditions and fast transactions. Reviewed on: 14th July 2026

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