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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,509 reviews, last reviewed 28th Apr 2026
1739700% increase in 5 star reviews
in the past 90 days
10000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good offers and great support. Good offers and great support. Never had any issues with PayPal credit, the pay later offers are always generous and the app clearly tells you the exp... Read more Reviewed on: 28th April 2026
Robert P's avatar
Robert P

Latest lowest rating:

1

3 days to make a payment, extortionate late fee of £12. 3 days to make a payment, extortionate late fee of £12. PayPal used to be good but lately there are much better credit apps that you can make a repaym... Read more Reviewed on: 28th April 2026
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Slap head
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88509)

One word , excellent !!!!!!

5
0% interest for 4 months , what more can you want ? Easy to make payments anytime too . Reviewed on: 13th June 2022
richard Hodgson's avatar
richard Hodgson

No frills

5
PayPal credit just works and it’s part of the usual PayPal process! No cards or anything else to keep track of. Reviewed on: 13th June 2022
R's avatar
R

Without a doubt the best for Credit

5
I previously would never consider splitting my payments as they usually always add interest or have a catch. However with PayPal credit you can apply it to anything where you can pay using PayPal and interest free for 4 months means I can split payments without the stress of depleting all my funds in my account in one go. An example of this is how I used PayPal to buy a bunch of brand new furniture from a major retailer and then make the payments I see fit over the coming months. Thanks PayPal for making my life easier, happy days :) Reviewed on: 13th June 2022
TelSan's avatar
TelSan

Amazing

5
It's makes sense as long as you are responsible you can make it worth your while. Reviewed on: 13th June 2022
Nathan's avatar
Nathan

Quick, convenient, & easy

5
Every now and then a product comes along that does what it says on the tin. PayPal is a trustworthy name and PayPal credit is very easy to apply for and even easier to use. It makes my life easier in being able to spread the cost of more expensive items over a short period of time. Reviewed on: 13th June 2022
Martyn Porter's avatar
Martyn Porter

PayPal Review

5
I've been with PayPal for over 12 months now and never had any problems , I've used my credit account lots of times to buy stuff on 3 months payments or even 4 months to I find it fast and easy and great customer service Reviewed on: 13th June 2022
Carl's avatar
Carl

Best credit provider of all

5
Best credit provider of all, less stress customer seems team always available when you need them. Reviewed on: 13th June 2022
esther_bisengo@outlook.com's avatar
[email protected]

Easy to use and good service

5
Nice service and you can pay with 4 months with zero interest. Reviewed on: 13th June 2022
Michael Corpuz's avatar
Michael Corpuz

Great flexibility options

5
Quick and easy to help with payments, good offers and flexibility towards balance management Reviewed on: 13th June 2022
Leeroy001 's avatar
Leeroy001

Outstanding Service / Company

5
Having been a member for many years now, the service provided by PayPal has always been outstanding. Customer services have always been brilliant both on the phone and via email. Even through COVID, they really looked after me as customers and offered much needed support. PayPal has always been my No1 choice as a payment provider and credit facility. Reviewed on: 13th June 2022
Dean Holtz's avatar
Dean Holtz

Review PayPal: PayPal Credit now

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