Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal has always been a fast and reliable way to so...

PayPal has always been a fast and reliable way to sort out my finances. Their customer service is almost perfect, but due to congestion can be a little slow. Overall a quality experience. Reviewed on: 14th July 2026

So easy to set up, no hassle at all

So easy to set up, no hassle at all Reviewed on: 14th July 2026

Paypal work like a Pal

Paypal is the best serice as far as the eease ot use, cusomter service and accessability are concerned Reviewed on: 14th July 2026

My fever card company

I use PayPal a lot , also find it useful. I use it for debit card payment shopping and general buying Reviewed on: 14th July 2026

Simple & Effectiive

It's been a convenient way to move money around speedily, pay in 3 being a favourite allowing me to spread the cost without interest on top. Reviewed on: 14th July 2026

Easy peasy

Very quick to set up, easy peasy Reviewed on: 14th July 2026

comfortable service

It's a very comfortable service. Easy to use. Confident method payment. Reviewed on: 14th July 2026

Exceptional security in transactions.

Exceptional security in transactions. It's just expctional especially with the PayPal credit service. Reviewed on: 14th July 2026

Use pay in 3 wherever offered .

Use pay in 3 wherever offered ...really like it. I can spread the cost over 3 payments for 3 months without being charged any interest. You are always notified in advance that there is a payment due and no need to worry as the payment is automatically taken on the due date. You can even change the payment date or pay in full if you wish...I would recommend. Reviewed on: 14th July 2026

It’s very easy when paying with PayPal credit and it...

It’s very easy when paying with PayPal credit and it’s fast as well no need for unnecessary checks like others that takes time Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub