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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,353 reviews, last reviewed 29th Apr 2026
1778700% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is secure and safe. Paypal is secure and safe. I can garanty to anyone of my family member to use paypal for anything you want to buy online. Have use it, and I am 100% s... Read more Reviewed on: 29th April 2026
Sandussi J's avatar
Sandussi J

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89353)

Great idea, really helps with those small purchases

5
Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022
Azher Ayub's avatar
Azher Ayub

Awesome lender

5
Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022
Asad Moosa's avatar
Asad Moosa

Efficient

5
Never had any bad dealings with PayPal credit. Very efficient and fair. Helped me when I got scammed. Always reminding me about when payments due. Very satisfied customer Reviewed on: 13th June 2022
Zowie willis 's avatar
Zowie willis

So easy

5
Very straightforward and safe to use Reviewed on: 13th June 2022
Alison Rowe's avatar
Alison Rowe

Brilliant

5
Great for making those more expensive items Reviewed on: 13th June 2022
Nicola 's avatar
Nicola

Very good

3
Easy to pay with on line and I feel confident in paying with PayPal Reviewed on: 13th June 2022
Matthis Osazuwa 's avatar
Matthis Osazuwa

Easy to use

5
No issues on re payments and protected Reviewed on: 13th June 2022
Donnie Vera's avatar
Donnie Vera

No fuss credit card

5
Enjoy interest free for four months anytime you spend £99+ and occasional promotion of spreading purchases over 36 months interest free. Simple and easy to use app. Can’t ask for more than that. Reviewed on: 13th June 2022
asarkwaku@yahoo.com's avatar
[email protected]

Couldnt be easier to use

5
You can pay with all your saved cards and accounts so never need to have any details to hand and they remind you to make payments just before they are due instead of other payment providers who encourage you to get charged Reviewed on: 13th June 2022
jemmamillman@gmail.com's avatar
[email protected]

Great service

5
easy to use, great service, would recommend Reviewed on: 13th June 2022
Sarah Mason's avatar
Sarah Mason

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