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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Its the 4 month interest free that did it for me.

Its the 4 month interest free that did it for me. No where else (I dont think) gives you that amount of time to pay it back. And lost of options on how to pay it back too. Reviewed on: 29th July 2026

Good reliable communication at all times.

Good reliable communication at all times.Fair and open .Sensible credit limit Reviewed on: 29th July 2026

Flexible and easy to use

Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Never had an issue and very easy to use

Never had an issue and very easy to use Reviewed on: 28th July 2026

ease of use and transparency

Great time period before additive interest, and so easy to navigate whilst checking out with retailers. Reviewed on: 28th July 2026

Always very helpful with an queries i may have & als...

Always very helpful with an queries i may have & also solve the query Reviewed on: 28th July 2026

I have always found paypal credit easy to use, and e...

I have always found paypal credit easy to use, and extremely useful. It has allowed me to safely make purchases whilst spreading the cost seamlessly. Reviewed on: 28th July 2026

Over all very good!

Over all very good! Easy and direct especially with the card coming out. I always think it could be easier to reach customer support however the actual usage and experience has been great over the years! Reviewed on: 28th July 2026

It works well and I like the 0% offers.

It works well and I like the 0% offers. I also feel happier using PayPal when it comes to the internet security side of life. Reviewed on: 28th July 2026

Fast and reliable

Fast and reliable, always when you need it Reviewed on: 28th July 2026

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