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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great for spreading the cost of more expensive buys!

I was a PayPal customer as I had used it for eBay purchases but then in 2019 I wanted to purchase a Dyson Airwrap and I had the option to apply for credit which would allow me to pay it off over time. It’s great for those larger purchases to give you the option to pay it off over a period of time. I have used it for other large purchases since then. It’s really easy to use and I can set how much I want to pay whether it’s the monthly amount or a larger amount to clear the balance quicker. I would definitely recommend PayPal. Reviewed on: 1st June 2025

All As No issues what so ever, would recommend to an...

All As No issues what so ever, would recommend to anyone. Reviewed on: 1st June 2025

I have used PayPal for most payments and I have neve...

I have used PayPal for most payments and I have never been disappointed. Reviewed on: 1st June 2025

Always an easy transaction and different ways to pay.

Always an easy transaction and different ways to pay and spread out payments with no fuss. Reviewed on: 1st June 2025

Never had any issues, ease of use

Never had any issues, ease of use Reviewed on: 1st June 2025

Brilliant, highly recommended

Brilliant app, i have been a customer for over a decade and never had any issues. I highly recommend as it’s easy to use and also very secure, giving me an extra peace of mind when making purchases online. Reviewed on: 1st June 2025

Very good services!

Very good services! ! Very good services! I Recommend PayPal Reviewed on: 1st June 2025

Dealt with customer care once and they were great.

Dealt with customer care once and they were great. I love PayPal credit Reviewed on: 1st June 2025

Very effective and fast in dealing with any issues!

Very effective and fast in dealing with any issues! Reviewed on: 1st June 2025

Very easy to set up my account and loads of places t...

Very easy to set up my account and loads of places that accept the payment method which has really helped when making purchases for household items that have given up. Making payments has always been easy and the flexibility to pay more than the direct debit is great. Reviewed on: 1st June 2025

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