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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

No issues with PayPal at all over the time I’ve been...

No issues with PayPal at all over the time I’ve been a customer Reviewed on: 14th July 2026

Business

Very quick and easy to use and it’s good for business to be able to use four months interest free Reviewed on: 14th July 2026

Very helpful.

Very helpful. Can buy with confidence. Reviewed on: 14th July 2026

I had an issue with a retailer who refused to send a...

I had an issue with a retailer who refused to send a returns label or international shipping, I spoke to Paypal and they issued me with £25 to pay for the postage so I could return it, it did not cover the total postage but it really helped otherwise I would have struggled to return the parcel back Reviewed on: 14th July 2026

Quick convenient and secure

have generally found it to be a convenient and secure way to make online payments. Transactions are usually quick, and it’s accepted by many retailers. The buyer protection gives extra peace of mind when shopping online. Reviewed on: 14th July 2026

Iv had great experience never had a bother very frie...

Iv had great experience never had a bother very friendly staff and quick response Reviewed on: 14th July 2026

Never had a problem using PayPal - quick efficient a...

Never had a problem using PayPal - quick efficient and safe Reviewed on: 14th July 2026

Monthly payments have been manageable if I had probl...

Monthly payments have been manageable if I had problems with payment they were very understanding Reviewed on: 14th July 2026

The PayPal relationship with client is immense and t...

The PayPal relationship with client is immense and the support is incredible as services rendered are to satisfaction according to the needs of clients. Reviewed on: 14th July 2026

Excellent

I've used PayPal credit for a while and have had no problems with it Reviewed on: 14th July 2026

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