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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,575 reviews, last reviewed 30th Apr 2026
1836100% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve always had a PayPa Credit as the 4 months 0% wo... I’ve always had a PayPa Credit as the 4 months 0% works great for my lifestyle! I’ve never had any issues! Reviewed on: 30th April 2026
Annie T's avatar
Annie T

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90575)

Brilliant option

5
PayPal credit gives you the option of spreading the cost of your purchase. With no interest if cleared within time scale. Highly recommend Reviewed on: 13th June 2022
Michelle 's avatar
Michelle

No hassle!

5
All transactions are quick and reliable Reviewed on: 13th June 2022
Harrison Ahonle 's avatar
Harrison Ahonle

One fine credit card

5
Big fan of PayPal credit card, long time user. Been enjoying the rewards PayPal offer me and the buyer protection they provide is top quality. Highly recommend this credit service to everyone. Reviewed on: 13th June 2022
Alson varghese 's avatar
Alson varghese

Quick and Easy

5
When your budget just doesn't stretch enough. PayPal is there to take you all the way. PayPal, the pal you need. The hero we deserve. Reviewed on: 13th June 2022
Damien Sanderson's avatar
Damien Sanderson

Convinient and handy

5
Very convinient way of payment when short of cash till next month or 4. Using it very often for shopping online. Reviewed on: 13th June 2022
Michal Ur-cz's avatar
Michal Ur-cz

Best Online Service

5
Often a fantastic why to spread the cost my shopping addiction. Reviewed on: 13th June 2022
Jaysuri Roach's avatar
Jaysuri Roach

Quick and easy

5
Like the easy application for the credit and how it works. Reviewed on: 13th June 2022
Arek's avatar
Arek

Super helpful and fair

5
I have used PayPal credit now multiple times over the last year and a half. Having the ability to pay back in 4 months with 0% internet has allowed me to save money and products I wouldn’t normally be able to afford outright. It’s very fair and the app makes it easy to make payments towards paying off the debt. Reviewed on: 13th June 2022
Alex Wint's avatar
Alex Wint

Great for those big purchases you need now!

5
PayPal is great and helps me with those bigger purchases I need. They offer a variety of payment options that are clear and easy to understand. Reviewed on: 13th June 2022
D.B171722's avatar
D.B171722

Great service

5
Clear product, great customer service Reviewed on: 13th June 2022
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