Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 106,378 reviews, last reviewed 13th May 2026
2562100% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a good experience using PayPal & their cu... Always had a good experience using PayPal & their customer service. I'd recommend PayPal for making safe purchases. Reviewed on: 13th May 2026
TRACY C's avatar
TRACY C

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106378)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent experience, easy to use platform and never...

5
Excellent experience, easy to use platform and never fails Reviewed on: 13th May 2026

Using PayPal has been a smooth and secure experience...

5
Using PayPal has been a smooth and secure experience for me. Transactions are quick, and the platform is very easy to use. I especially like the buyer protection and instant payment notifications. Sending and receiving money internationally is simple and reliable. Overall, PayPal provides a trustworthy and convenient online payment service. Reviewed on: 13th May 2026

Excellent service

5
Excellent for all the services and payment Reviewed on: 13th May 2026

Very handy to have love being able to spread big spe...

5
Very handy to have love being able to spread big spends over 4 months Reviewed on: 13th May 2026

Excellent customer service, swift replies very atten...

5
Excellent customer service, swift replies very attentive and really responsive if you have any questions. Had many excellent experiences and i wish paypal customer service was every customer service wonderful stuff Reviewed on: 13th May 2026

Very good way of using money .

5
Very good way of using money . Can be used in various online shopping Reviewed on: 13th May 2026

No nonsense, flexible, easy to deal with and just wo...

5
No nonsense, flexible, easy to deal with and just works. Reviewed on: 13th May 2026

PayPal payment made easy

5
PayPal is so easy to use glide through without any hitch. Very smooth one touch payment service Reviewed on: 13th May 2026

I've trusted PayPal for years now.

5
I've trusted PayPal for years now. On the few occasions I have needed Cilustomer Service support, they have always had my back. Transactions are fluid and virtually instantaneous. Reviewed on: 13th May 2026

Reliable.

5
Reliable. Safety while buy as you know they have your back. Reviewed on: 13th May 2026