Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,189 reviews, last reviewed 1st May 2026
1864350% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is helpful splitting my balance purchases into 3... It is helpful splitting my balance purchases into 3 months for Pay in 3 or Paypal credit. Reviewed on: 1st May 2026
Erika G's avatar
Erika G

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026
Reza 's avatar
Reza
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (91189)

Great experience

5
My experience has been good. PayPal Credit has helped me with some of my online purchase which has been easy and seamless to use. Reviewed on: 13th June 2022
Ope Ojebiyi's avatar
Ope Ojebiyi

Kris

5
Credit from PayPal is very easy and comforable Reviewed on: 13th June 2022
Krzysztof 's avatar
Krzysztof

Best credit app

5
Fast , clear and secure payments. Good work! Reviewed on: 13th June 2022
Calin Flavius 's avatar
Calin Flavius

Fast easy pleasantly perfect

5
Every experience is dealt with fast, fair and within a good time scale. Payments are already and problems easy to rectify. Reviewed on: 13th June 2022
john breakwell's avatar
john breakwell

Amazing

5
easy-peasy, no hassle, instant, Reviewed on: 13th June 2022
Ivan's avatar
Ivan

Best credit service ever

5
Very affordable, flexible, and manageable credit service Reviewed on: 13th June 2022
Nasser Molaei's avatar
Nasser Molaei

The Best

5
One of the best and easiest systems to use,easy to keep a check on your outlay and the interest free period is unbeatable.Overall a great service Reviewed on: 13th June 2022
Bugsey's avatar
Bugsey

It's an easy service to use. Customer care is also commendable

5
It's an easy service to use. Customer care is also commendable Reviewed on: 13th June 2022
jr omeni's avatar
jr omeni

PayPal Credit makes things so easy!

5
PayPal Credit has been one of the best products offered by PayPal in a long time. It's so easy to manage things and their 0% interest offers with so many vendors is extremely appealing. If you're looking for that next bit of tech to help improve your work, or need to replace something quickly, but don't want to have to dip into your savings, uPayPal Credit has you covered. It allows you not have to worry about any issues as you can see everything you need to so easily in their app and their customer service team is incredibly helpful and responsive if you're unsure of anything or have any issues with payments. Reviewed on: 13th June 2022
Sam Clark's avatar
Sam Clark

simple

5
really user friendly, great experience. can see exactly what you’re borrowing and how much you’re repaying easily and quickly Reviewed on: 13th June 2022
elliot's avatar
elliot

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill