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PayPal: PayPal Credit reviews

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4.91
Based on 91,288 reviews, last reviewed 1st May 2026
1869050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to keep track PayPal credit is straightforward, clear and easy to use. Easy to keep track of money and to set up payments. I found it hard to manage my spending in ... Read more Reviewed on: 1st May 2026
Laura's avatar
Laura

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91288)

Easy to set up and take control of

5
Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022
Eileen Brown's avatar
Eileen Brown

Great for bigger purchases

5
Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022
Ashley's avatar
Ashley

PayPal credit saved my life.

5
PayPal credit is a wonderful tool that allows me to purchase things and pay for them 4 months later with 0% interest Reviewed on: 13th June 2022
Zak Spickernell's avatar
Zak Spickernell

Handy

5
Helpful tool allows me to purchase and pay back in instalments that suit me Reviewed on: 13th June 2022
Haley cable's avatar
Haley cable

Great service, I use it all the time

5
Paypal credit is my go to for anything over £100, I also use their pay in 3 option for many purchases which eases the burden over 3 installments automatically. I've used it for many electronics and other large purchases. Reviewed on: 13th June 2022
Simon Betty's avatar
Simon Betty

Great for internet free period

5
PayPal credit is great for large purchases with 0% interest Reviewed on: 13th June 2022
Harry_R's avatar
Harry_R

Thanks

5
Thanks you The best one In World Reviewed on: 13th June 2022
Hamza amani's avatar
Hamza amani

Easy payment

5
I use my credit long time ago and and I very with them..I can use without fees or small fees with flexibile payment. Reviewed on: 13th June 2022
Melcsy's avatar
Melcsy

To sum it up in one it takes the stress out of buying

5
It's good to know that there is is someone out there to help you with credit at low interest rates Reviewed on: 13th June 2022
Johnathan Harris's avatar
Johnathan Harris

PayPal Credit

5
Excellent Service, safe and easy Transactions. Reviewed on: 13th June 2022
Robert Jackson's avatar
Robert Jackson

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