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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

overall good experience !

5
overall good experience , easy to use easy to understand Reviewed on: 14th July 2026

lover all vrey good but can make some things easier

5
all good .but had problems to set up a direct debit Reviewed on: 14th July 2026

Very useful credit card

5
Very useful pay pal credit and credit card Reviewed on: 14th July 2026

Reliable and trustworthy.

5
Reliable and trustworthy. I use PayPal for everything. Reviewed on: 14th July 2026

Had to call them about payment issues and they were...

5
Had to call them about payment issues and they were professional and kind Reviewed on: 14th July 2026

Great old PayPal

5
Never had any issues all good service Reviewed on: 14th July 2026

Quick and convenient and accurate.

5
Quick and convenient and accurate. Always easy to understand Reviewed on: 14th July 2026

So easy to use and makes things easier splitting pay...

5
So easy to use and makes things easier splitting payments up Reviewed on: 14th July 2026

Pay pal 10/10.

5
Pay pal 10/10. Everything excellent. No more to say Reviewed on: 14th July 2026

I have been using PayPal for a long time and it rema...

5
I have been using PayPal for a long time and it remains my go-to choice for online shopping and sending money to friends and family. The interface is straightforward, and transactions clear almost instantly. I really appreciate the added layer of security because I do not have to type my actual credit card details into every random website. It is highly convenient and works exactly as advertised. Highly recommended! Reviewed on: 14th July 2026

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