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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180790 reviews)

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4.73

Based on 180,723 reviews, last reviewed 14th Jul 2026

503% increase in 5 star reviews

in the past 90 days

562% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180792)

Easy and convenient to use .

Easy and convenient to use .. reasonable Apr... I like the pay in 3 Reviewed on: 27th April 2026

Good in general, interest rates are high, but overal...

Good in general, interest rates are high, but overall experience has been good so far. Reviewed on: 27th April 2026

Very convenient and easy way to manage account and p...

Very convenient and easy way to manage account and payments. Process of application can’t be any simple Reviewed on: 27th April 2026

I’ve used PayPal for years, I recommend PayPal to ev...

I’ve used PayPal for years, I recommend PayPal to everyone and I’d rather use PayPal over any other form of payment in 3! Customer service is always great aswell Reviewed on: 27th April 2026

Great everything in one place you can pay online wit...

Great everything in one place you can pay online without getting your card details up exceo Reviewed on: 27th April 2026

Great way to manage fund and transfers

Great way to manage fund and transfers Reviewed on: 27th April 2026

Generally have always had a good experience with Pay...

Generally have always had a good experience with PayPal. Their integrations work very well with various platforms and retailers. Not much else to say. I wish they weren't always trying to sell me credit cards (like everyone else). There should be more ways to use PayPal outside of the app/platform e.g. with ApplePay so that i can use my AmEx in more places. Reviewed on: 27th April 2026

PayPal helpful

Had no problem s getting money back from companies using PayPal Reviewed on: 27th April 2026

Excellent

Great service. Easy to use app. No issues Reviewed on: 27th April 2026

Payal The Saviour

Paypal credit allows for flexibility and is very reliable and simple to use. I remember in the past where I have struggled with money, paypal credit has been there as a buffer to allow some breathing room for me to pay something back. I find paypal to be like a fortress, I know my money is safe and in capable and reliable hands. In a day and age where you can be a victim of fraud, paypal works hard to remind you and prevent you from falling into these traps. I do believe next year it will be 20 years since I have been using paypal!!! Reviewed on: 27th April 2026

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