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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180842)

Useful and convenient service

5
Useful and convenient service, I often use Paypal to pay my share of split bills at restaurants to my friends or for collections for special occasions for my colleagues at work. Reviewed on: 27th April 2026

Feel at ease when using PayPal for online payments

5
PayPal is my most preferred way of paying online as it is reliable and I feel safe knowing that I’m properly protected from any scammers or unknown payments. PayPal is quick to deal with any issues I have regarding any questionable transactions. Reviewed on: 27th April 2026

PayPal is easy to use and very straightforward in al...

5
PayPal is easy to use and very straightforward in all the activities available. I feel that my money is safe with PayPal. I love using the app and especially enjoying the perks of using PayPal. Reviewed on: 27th April 2026

PayPal is a reliable and easy-to-use payment platfor...

5
PayPal is a reliable and easy-to-use payment platform for sending and receiving money online. It offers strong security, quick transactions, and is widely accepted by many websites. However, fees can be a bit high, especially for international transfers. Overall, it’s a convenient option for everyday online payments. Reviewed on: 27th April 2026

Great service

5
It's easy, fast and safe to use paypal Reviewed on: 27th April 2026

The best

5
The best you can have to help your finances. Thank you Reviewed on: 27th April 2026

Very simple to use

5
Very simple to use and love the flexibility with 0% interest and pay in 3 options Reviewed on: 27th April 2026

Sending money abroad

5
Sending money to family abroad is simple and easy with a decent exchange rate and fees Reviewed on: 27th April 2026

Whenever I have had an issue it has been resolved ve...

5
Whenever I have had an issue it has been resolved very quickly. Easy to use in app experience. Reviewed on: 27th April 2026

I started using PayPal credit last year and it’s bee...

5
I started using PayPal credit last year and it’s been great for some of my tools and home items I have used it for Reviewed on: 27th April 2026

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