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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180843)

I started using PayPal credit last year and it’s bee...

5
I started using PayPal credit last year and it’s been great for some of my tools and home items I have used it for Reviewed on: 27th April 2026

Very good support group staff very helpful

5
Very good support group staff very helpful Reviewed on: 27th April 2026

Great app

5
Easy to use, simple, manageable, app very user friendly, safe way to pay Reviewed on: 27th April 2026

Good value beata

5
Good value nice customer service Reviewed on: 27th April 2026

Organised

4
PayPal Helps my finances stay controlled and organised. Help me divide and plan as well as helping me whenever I am in of need Reviewed on: 27th April 2026

never had a problem

5
Very easy to use and never had a problem Reviewed on: 27th April 2026

Must have in my pocket

5
Easy transaction, easy app, 4 months 0% interest installments makes your purchases incomparable with others Reviewed on: 27th April 2026

Great service

5
Neve had any problems but in case of anything there is a very good help from PayPal. Reviewed on: 27th April 2026

Great service, many flexible payment options availa...

5
Great service, many flexible payment options available, customer service has always been great and fast! App is user friendly and easy to navigate. Would be good if there were perks available like if one was to book holidays using PayPal, insurance provided as perks for example. Overall great service Reviewed on: 27th April 2026

Flexible use, even better with physical card, now

5
Flexible use, even better with physical card, now Reviewed on: 27th April 2026

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