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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180846 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180846)

Great service

Neve had any problems but in case of anything there is a very good help from PayPal. Reviewed on: 27th April 2026

Great service, many flexible payment options availa...

Great service, many flexible payment options available, customer service has always been great and fast! App is user friendly and easy to navigate. Would be good if there were perks available like if one was to book holidays using PayPal, insurance provided as perks for example. Overall great service Reviewed on: 27th April 2026

Flexible use, even better with physical card, now

Flexible use, even better with physical card, now Reviewed on: 27th April 2026

PayPal credit is my go to method of payment.

PayPal credit is my go to method of payment. I only really use PayPal for anything online because I’ve got flexibility on the repayments. Can’t see me not using it for future purchases. Reviewed on: 27th April 2026

Absolutely outstanding company

ive been using PayPal for a very long time now and ive never experienced a bad issue. Always positive vibes from PayPal and now they seem to be offering more ways to pay for items, i would be lost if i didn't have paypal. Reviewed on: 27th April 2026

Fantastic service!

I have been using PayPal credit as a preferred payment method for more than 5 years. The overall experience is very user friendly and clear, far clearer than other providers. All transactions are easy to understand and the app is easy to navigate. I have recently used PayPal for a purchase using the pay in 4 with 0% interest. Again, very user friendly. Reviewed on: 27th April 2026

4mths interest free is a great Benefit!

4mths interest free period allows me to manage larger purchases and payments in an easy, scheduled manner - this is a great benefit throughout the year Reviewed on: 27th April 2026

5 star for purchases

I have used PayPal for many purchases and their customer support has always been very helpful. PayPal is easy to use when purchasing and clear to see your statement Reviewed on: 27th April 2026

Useful, easy to use and interest free options are good.

Useful, easy to use and interest free options are good. Reviewed on: 27th April 2026

Great to use

Easy to use great interest free offers Reviewed on: 27th April 2026

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