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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (94121 reviews)

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4.90

Based on 94,121 reviews, last reviewed 4th May 2026

1998450% increase in 5 star reviews

in the past 90 days

5800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Would have scored higher but had problems setting up... Would have scored higher but had problems setting up direct debit facility Reviewed on: 4th May 2026

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94121)

Love PayPal

Great customer service, I feel I'm being looked after, everything is clear and easy to understand. I love using PayPal for small and bigger shopping. Super convenient! Reviewed on: 13th June 2022

Excellent

I bought a lot stuff with PayPal Credit. There are a lot of flexible options for repayments at the zero interest rate. I have used it multiple times and will keep using it. Reviewed on: 13th June 2022

Easily the best credit provider

Easy to use, communication excellent and updates frequent. Reviewed on: 13th June 2022

Easy and flexible

Do a lot of my shopping with PayPal Credit. I have the flexibility if I don't want to pay it all back in one go. Makes checking out fast and simple Reviewed on: 13th June 2022

Great service

Have used PayPal credit a few times for various different purchases and it is easy to use and make payments on. Great service Reviewed on: 13th June 2022

Thank god for PayPal credit

Without PayPal Credit I wouldn’t have been able to book a flight. The application process was easy and you were approved almost straight away. I like how it makes it “affordable” by splitting the cost over 4 months with 0% interest Reviewed on: 13th June 2022

Shopping made easy

We newly moved home and needed lots of stuff for new home so we used PayPal credit for our online shoppings which made our shopping easier Reviewed on: 13th June 2022

4 months interest free

Love this as 1 month more than Klarna and from a name I trust! Reviewed on: 13th June 2022

Amazing to use for online payments

PayPal Credit has been a life saver for me. Online payment when I needed it most. Can’t praise highly enough. Reviewed on: 13th June 2022

GREAT COMPANY

GREAT COMPANY MAKES LIFE SO MUCH EASIER. Reviewed on: 13th June 2022

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