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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180847 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180847)

Great to use

Easy to use great interest free offers Reviewed on: 27th April 2026

Never had a problem in ten years

Never had a problem in ten years Reviewed on: 27th April 2026

Easy to use, secure and provides options (e.

Easy to use, secure and provides options (e.g pay in 3) Reviewed on: 27th April 2026

Good on the whole

Customer service and help availability could be better Reviewed on: 27th April 2026

Life long bank not looking after loyal customers

Needed credit bank said no PayPal yes speakes volumes Reviewed on: 27th April 2026

Easy and convenient to use .

Easy and convenient to use .. reasonable Apr... I like the pay in 3 Reviewed on: 27th April 2026

Good in general, interest rates are high, but overal...

Good in general, interest rates are high, but overall experience has been good so far. Reviewed on: 27th April 2026

Very convenient and easy way to manage account and p...

Very convenient and easy way to manage account and payments. Process of application can’t be any simple Reviewed on: 27th April 2026

I’ve used PayPal for years, I recommend PayPal to ev...

I’ve used PayPal for years, I recommend PayPal to everyone and I’d rather use PayPal over any other form of payment in 3! Customer service is always great aswell Reviewed on: 27th April 2026

Great everything in one place you can pay online wit...

Great everything in one place you can pay online without getting your card details up exceo Reviewed on: 27th April 2026

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