Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180853 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180853)

Life long bank not looking after loyal customers

Needed credit bank said no PayPal yes speakes volumes Reviewed on: 27th April 2026

Easy and convenient to use .

Easy and convenient to use .. reasonable Apr... I like the pay in 3 Reviewed on: 27th April 2026

Good in general, interest rates are high, but overal...

Good in general, interest rates are high, but overall experience has been good so far. Reviewed on: 27th April 2026

Very convenient and easy way to manage account and p...

Very convenient and easy way to manage account and payments. Process of application can’t be any simple Reviewed on: 27th April 2026

I’ve used PayPal for years, I recommend PayPal to ev...

I’ve used PayPal for years, I recommend PayPal to everyone and I’d rather use PayPal over any other form of payment in 3! Customer service is always great aswell Reviewed on: 27th April 2026

Great everything in one place you can pay online wit...

Great everything in one place you can pay online without getting your card details up exceo Reviewed on: 27th April 2026

Great way to manage fund and transfers

Great way to manage fund and transfers Reviewed on: 27th April 2026

Generally have always had a good experience with Pay...

Generally have always had a good experience with PayPal. Their integrations work very well with various platforms and retailers. Not much else to say. I wish they weren't always trying to sell me credit cards (like everyone else). There should be more ways to use PayPal outside of the app/platform e.g. with ApplePay so that i can use my AmEx in more places. Reviewed on: 27th April 2026

PayPal helpful

Had no problem s getting money back from companies using PayPal Reviewed on: 27th April 2026

Excellent

Great service. Easy to use app. No issues Reviewed on: 27th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101054 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub