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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180856 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180856)

Generally have always had a good experience with Pay...

Generally have always had a good experience with PayPal. Their integrations work very well with various platforms and retailers. Not much else to say. I wish they weren't always trying to sell me credit cards (like everyone else). There should be more ways to use PayPal outside of the app/platform e.g. with ApplePay so that i can use my AmEx in more places. Reviewed on: 27th April 2026

PayPal helpful

Had no problem s getting money back from companies using PayPal Reviewed on: 27th April 2026

Excellent

Great service. Easy to use app. No issues Reviewed on: 27th April 2026

Payal The Saviour

Paypal credit allows for flexibility and is very reliable and simple to use. I remember in the past where I have struggled with money, paypal credit has been there as a buffer to allow some breathing room for me to pay something back. I find paypal to be like a fortress, I know my money is safe and in capable and reliable hands. In a day and age where you can be a victim of fraud, paypal works hard to remind you and prevent you from falling into these traps. I do believe next year it will be 20 years since I have been using paypal!!! Reviewed on: 27th April 2026

Great way to ease cash flow with interest free optio...

Great way to ease cash flow with interest free options payable over longer periods Reviewed on: 27th April 2026

I use PayPal to make a variety of purchases as its q...

I use PayPal to make a variety of purchases as its quick and easy. Reviewed on: 27th April 2026

It’s reassuring to have access to money when you don...

It’s reassuring to have access to money when you don’t have much available to spend, and PayPal makes that possible. Reviewed on: 27th April 2026

Easy to use.

Easy to use. app is also easy to excess and understand Reviewed on: 27th April 2026

Always there when needed.

Always there when needed. Quick and efficient. Excellent customer service Reviewed on: 27th April 2026

Paypal makes your life easy!

Ive had Paypal for years and honestly one of the best apps out there! Reviewed on: 27th April 2026

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