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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180856)

It has been a very great experience for me and helpe...

5
It has been a very great experience for me and helped me solve a lot of problems. Reviewed on: 27th April 2026

PayPal has helped me especially with their credit to...

5
PayPal has helped me especially with their credit to make smarter purchases long term Reviewed on: 27th April 2026

Good value and service very easy to use

5
Good value and service very easy to use Reviewed on: 27th April 2026

Good and effective service. Good communication

5
Good and effective service. Effective responses Reviewed on: 27th April 2026

No problems

4
Good buyer protection, but easy to run up the debt if you're too happy with PayPal credit Reviewed on: 27th April 2026

.THE BETER WAY TO BUY SAFELY PAY PAL

5
HELP THERE WHEN YOU NEED IT HELP WATH BAD DEALS WHEN YOU ARE 79 YOU NEED GOOD SERVICE Reviewed on: 27th April 2026

Great for spreading payments with no added interest...

5
Great for spreading payments with no added interest if paid off in time! Reviewed on: 27th April 2026

Great service backed by good support

5
Great Service, backed by an easy to use App, with good security features, rates are not the best but are competitive. Payment accepted by most vendors. Payments are easy to manage thanks ti the app. With some great features. Reviewed on: 27th April 2026

Holidays yay

5
I always pay for my holidays with PayPal credit which gives me four months interest free financing which is amazing so thank you Reviewed on: 27th April 2026

The best experience I ever had!

5
The best experience I ever had, never got dissapointed. Customer service is very helpful and eager to resolve any issues. Transaction are smooth. Reviewed on: 27th April 2026

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