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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180861)

Very safe and excellent , I use PayPal with confiden...

5
Very safe and excellent , I use PayPal with confidence , no problem at all Reviewed on: 27th April 2026

Always PayPal

5
Always a relief to see PayPal available when purchasing online Reviewed on: 27th April 2026

Excellent options for the modern family

5
Pay in 3 plans and 0% credit interest for 6months are excellent and allow me to live comfortably and manage finances accordingly. Very useful spending tools for a modern life/family and very much welcomed Reviewed on: 27th April 2026

Great app, easy to use, very intuitive

5
Great app, easy to use, very intuitive Reviewed on: 27th April 2026

Been a PayPal customer since 2002 and find their exp...

5
Been a PayPal customer since 2002 and find their expertise and customer service to be exemplary. Reviewed on: 27th April 2026

I have been using PayPal for over a decade

5
I have been using PayPal for over a decade, and it has been a valuable tool for building my credit score. The payment process is always easy, and I have always found the customer service to be helpful. Reviewed on: 27th April 2026

Better than credit card

5
I find the interest charges not as high as my credit card and handy service when you need a little help Reviewed on: 27th April 2026

Excellent like always.

5
Excellent like always. Easy payments without problems. Reviewed on: 27th April 2026

9 times out of ten a good transaction support

5
9 times out of ten a good transaction support Reviewed on: 27th April 2026

N/a and n/a or N/a and maybe another n/a

4
N/a and n/a or N/a and maybe another n/a Reviewed on: 27th April 2026

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