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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180858 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180858)

Excellence is standard

Very good products easy to use and very clear on your repayment plan and very good customer service Reviewed on: 27th April 2026

PayPal has good communication, The app is easy to na...

PayPal has good communication, The app is easy to navigate. I always try to pay for on line purchases with pay pal for safety reasons and feel confident doing so.the offer of pay in 3 is also a great addition for products that are more expensive. Reviewed on: 27th April 2026

I love ot very easy to navigate and use

I love ot very easy to navigate and use Reviewed on: 27th April 2026

Easy reliable service, very simple to pay or receive...

Easy reliable service, very simple to pay or receive from money . Reviewed on: 27th April 2026

Convenient and Reliable

"I found PayPal Credit to be incredibly easy to use. Setting up my account was straightforward, and I appreciate the flexibility it offers, especially with options like 'Buy Now, Pay Later' and the ability to split payments into three different installments. This feature has made managing my finances much more convenient. Overall, I've had many excellent experiences using PayPal Credit." Reviewed on: 27th April 2026

PayPal money made easy.

PayPal offer excellent payment options for spreading the cost of purchases. The system is easy to use & any problems are resolved efficiently. Reviewed on: 27th April 2026

Safe transaction

easy access to pay with credit plus safe transactions Reviewed on: 27th April 2026

Very safe and excellent , I use PayPal with confiden...

Very safe and excellent , I use PayPal with confidence , no problem at all Reviewed on: 27th April 2026

Always PayPal

Always a relief to see PayPal available when purchasing online Reviewed on: 27th April 2026

Excellent options for the modern family

Pay in 3 plans and 0% credit interest for 6months are excellent and allow me to live comfortably and manage finances accordingly. Very useful spending tools for a modern life/family and very much welcomed Reviewed on: 27th April 2026

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