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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180857)

Excellent

Excellent customer service, very prompt & efficient Reviewed on: 27th April 2026

quite easy to use, but the loan interest rate is qui...

quite easy to use, but the loan interest rate is quite high Reviewed on: 27th April 2026

Continuous improvement

I think the application scenarios of using PayPal are still not sufficient, and in terms of currency conversion, the handling fee is not satisfactory. Reviewed on: 27th April 2026

Simple and easy to use.

Simple and easy to use. Trusted business. Reviewed on: 27th April 2026

Easy solutions to money matters.

Easy solutions to money matters. Quick, effective and good value. Reviewed on: 27th April 2026

Easy access to the app and credit, but no instant pa...

Easy access to the app and credit, but no instant payments Reviewed on: 27th April 2026

Easy in use, great offers

I’ve been using paypal credit account for a few years now and always happy with service Reviewed on: 27th April 2026

Very happy customer

Nothing really to tell it’s just excellent av never had problem I love it Reviewed on: 27th April 2026

PayPal are very easy to deal with and always helpful...

PayPal are very easy to deal with and always helpful when contacting customer services Reviewed on: 27th April 2026

Excellence is standard

Very good products easy to use and very clear on your repayment plan and very good customer service Reviewed on: 27th April 2026

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