Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180874)

Good service to buy online

5
Good service to buy online and nice offers. Reviewed on: 27th April 2026

Paypal's credit service is excellent and really help...

5
Paypal's credit service is excellent and really helps me with holidays and essential items. Very easy to use and so helpful if payday is not quite here. Reviewed on: 27th April 2026

Peace of Mind

5
I prefer to use PayPal whenever possible. It gives me peace of mind. Reviewed on: 27th April 2026

Always reliable and fair experiences.

5
Always reliable and fair experiences. Reviewed on: 27th April 2026

Always my go to method of purchasing because of the...

5
Always my go to method of purchasing because of the security aspects Reviewed on: 27th April 2026

Pay pal is easy to use and helpful

5
Pay pal is easy to use and navigate Reviewed on: 27th April 2026

Quick, easy, secure.

5
Quick, easy, secure. Great credit terms. great communication and no dramas! Reviewed on: 27th April 2026

I have it easy to navigate

5
I have found it easy to navigate Reviewed on: 27th April 2026

Very good when you want to spread the payment cost...

5
Very good when you want to spread the payment cost Reviewed on: 27th April 2026

Trust PayPal 100%

5
I have been using PayPal since 2004 never had a problem with it I feel safe using it always and I find it very easy to use thanks PayPal Reviewed on: 27th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101079 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products