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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180905 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180905)

Great way to pay.

Great way to pay. Easy, great options. Reviewed on: 27th April 2026

The lack of ability to balance transfer

The lack of ability to balance transfer is frustrating Reviewed on: 27th April 2026

Low interest rates and sometimes 0%, well done

Low interest rates and sometimes 0%, well done Reviewed on: 27th April 2026

Excellent service, safe purchase and good very good...

Excellent service, safe purchase and good very good customer service and customer support. Reviewed on: 27th April 2026

Solves queries quickly with their excellent customer...

Solves queries quickly with their excellent customer service team! Reviewed on: 27th April 2026

Good to use top notch service to use

Good to use when transacting internationally Reviewed on: 27th April 2026

I am using it since long and it actually makes my li...

I am using it since long and it actually makes my life easier and smother thank you PayPal Reviewed on: 27th April 2026

Straightforward and easy to use.

Straightforward and easy to use. Reviewed on: 27th April 2026

Hassle free immediate credit offer

Easy credit access and clear, easy payment plan. Reviewed on: 27th April 2026

love the flexibility

so easy and makes life more manageable Reviewed on: 27th April 2026

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