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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180916 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180916)

Good experience and fast would recommend too family...

Good experience and fast would recommend too family and friends Reviewed on: 26th April 2026

PayPal provide great safe and secure financial servi...

PayPal provide great safe and secure financial services. Which I have used for many years now Reviewed on: 26th April 2026

Easily accessible and convenient credit

The ease of access and convenience of their credit card has been brilliant and gotten me out of many situations. Reviewed on: 26th April 2026

Very impressed with PayPal credit

I purchased PayPal credit to buy a new phone and it was set up very quickly by PayPal, this is the first time I have done this and I am very impressed with my PayPal credit from them. Reviewed on: 26th April 2026

Very simple to use.

Very simple to use. Plus unusual payments you are contacted to verify Reviewed on: 26th April 2026

The most convenient and easy service, great rates an...

The most convenient and easy service, great rates and support Reviewed on: 26th April 2026

Good experince

1. Convenience and global reach PayPal is widely accepted across online stores and works in many countries. Sending and receiving money—especially internationally—is generally fast and easy. 2. Buyer protection One of PayPal’s biggest strengths is its dispute system. If an item doesn’t arrive or isn’t as described, users often get refunds through PayPal’s buyer protection program. 3. Easy setup and integration Creating an account is simple, and it integrates smoothly with platforms like eBay, Shopify, and many freelance marketplaces. 4. Multiple payment options You can pay using your balance, bank account, or card, which adds flexibility. Reviewed on: 26th April 2026

Excellent and Hassle-Free Experience

I had a very smooth and positive experience using PayPal Credit. Everything worked exactly as expected, and the process was simple, clear, and user-friendly. I didn’t encounter any issues at all. The service feels reliable and convenient, and I appreciate how easy it is to manage payments. Overall, I’m very satisfied and would definitely recommend it to others. Reviewed on: 26th April 2026

It gives peace of mind

Its very convenient way of payments,you can buy something on credit even if you don't have cash,payment terms are very favourable, it dies not charge interest on any payments done on behalf of self.i would recommend to anyone,it's more like buy now pay later Reviewed on: 26th April 2026

The app could be better better lay out easy to under...

The app could be better better lay out easy to understand Reviewed on: 26th April 2026

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