Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 94,437 reviews, last reviewed 4th May 2026
2013400% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Flexible and supportive. Good - always appreciate their customers. Seems to be secure! Reviewed on: 4th May 2026
Neville Edwards's avatar
Neville Edwards

Latest lowest rating:

2

Bad experience Bad experience the bad customer service Reviewed on: 4th May 2026
Oscar G's avatar
Oscar G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (94437)

Ease of Use and great communication

5
This is a great product backed up by amazing customer service. Reviewed on: 13th June 2022

easy and simple

5
I love using paypal credit because of the charges (if any!!!) are transparent and the Paypal app is very user friendly! Reviewed on: 13th June 2022

Easy and straight forward to us

5
Always use and their is little hassle with it and I find a secure way to work with. Reviewed on: 13th June 2022

Ease of use

5
It is so beautiful easy to use and pay for items quickly. Makes shopping so much easier Reviewed on: 13th June 2022

Easy to use

4
It's great to get 4 months free credit with purchases over £100, most websites use PayPal so it makes it easy to use. Reviewed on: 13th June 2022

Great services

5
Such a good facility and you can use it in many shops Reviewed on: 13th June 2022

PayPal Credit

5
Been using PayPal credit for a few year now and love the 0% deals offered. Have never had a problem with anything with paypal credit. Reviewed on: 13th June 2022

Great service

5
Great service, great offer like give 0% interest on things above £99. Reviewed on: 13th June 2022

super

5
super................................................................. Reviewed on: 13th June 2022

Easy secure credit

5
If you have a PayPal account within minutes you can apply for and use PayPal credit. Secure transactions, easy monthly payment via your PayPal account. It could not be simpler Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 42972 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3691 reviews
    PayPal
    View all products