Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180941 reviews)

View other PayPal products

4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180941)

Great for short notice payments

I find using PayPal credit very useful for those short notice items that occur between paydays. Easy to keep track of what you’re spending and easy to make payments via the app. Reviewed on: 26th April 2026

Very efficient and easy to have problems resolved

Very efficient and easy to have problems resolved Reviewed on: 26th April 2026

PayPal is the bomb.

PayPal is the bomb.. great service and cheeky perks…. Love my PayPal account x Reviewed on: 26th April 2026

Absolutely fantastic service from start to finish, v...

Absolutely fantastic service from start to finish, very helpful & friendly staff Reviewed on: 26th April 2026

I have had PayPal for a very long time and has alway...

I have had PayPal for a very long time and has always been easy to use. Reviewed on: 26th April 2026

PayPal is convenient and easy to use.

PayPal is convenient and easy to use. I enjoy how safe I feel using Paypal/credit. Even easy for older, less tech savvy people. The app is easy to install and use and the interest rate is reasonable. Makes life easier. Reviewed on: 26th April 2026

Website easy to navigate - there www clear instructi...

Website easy to navigate - there www clear instructions and good security measures Reviewed on: 26th April 2026

Excellent professional service always provided

Excellent professional service always provided Reviewed on: 26th April 2026

PayPal convenient and widely accepted

PayPal is a convenient and widely accepted payment platform that makes sending and receiving money quick and straightforward. It’s especially useful for online purchases and offers a level of buyer protection that adds confidence when dealing with unfamiliar sellers. Reviewed on: 26th April 2026

Easy to use and manage my payments and credit.

Easy to use and manage my payments and credit. Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101138 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub