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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180939)

Not too good not bad

Good experience. Recommend not to use it as it may affect your credit score if any payment is missed. Reviewed on: 26th April 2026

Paypal is fantastic.

Paypal is fantastic. Quick, instant payments and always guaranteed. Brilliant! Highly recommended to anybody. The app is so easy to use and the notifications give you plenty of time to make repayments. Perfect Reviewed on: 26th April 2026

I'm new to PayPal credit but very happy with the ser...

I'm new to PayPal credit but very happy with the service so far. It's easy to use and that's important to me because I'm not techy and I get easily frustrated if something is complicated to use. Reviewed on: 26th April 2026

PayPal is a great , secure way to pay for products p...

PayPal is a great , secure way to pay for products particularly online .. the payments can be split or paid for via PayPal credit . 8 have safely transferred money to friends . I always use PayPal , a service I know I can trust . Reviewed on: 26th April 2026

Really good and helpful app, easy to use too.

Really good and helpful app, easy to use too. Would recommend to anyone. Reviewed on: 26th April 2026

If I’ve ever needed to buy something safely or sprea...

If I’ve ever needed to buy something safely or spread over a few months they’ve helped me do it. Cracking service Reviewed on: 26th April 2026

SGEasy to use and very secured.

Easy to use and very secured. Security top notch. Reviewed on: 26th April 2026

I've had no problem at all having PayPal onside.

I've had no problem at all having PayPal onside. Reviewed on: 26th April 2026

Great for short notice payments

I find using PayPal credit very useful for those short notice items that occur between paydays. Easy to keep track of what you’re spending and easy to make payments via the app. Reviewed on: 26th April 2026

Very efficient and easy to have problems resolved

Very efficient and easy to have problems resolved Reviewed on: 26th April 2026

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