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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180938)

I use PayPal credit for most purchases online.

I use PayPal credit for most purchases online. I get piece of mind and payment protection, a big load of my mind when dealing with online shopping. Reviewed on: 26th April 2026

Fast, easy, simple, everything in one place.

Fast, easy, simple, everything in one place. I love the access to all my info and pin but also the security of it. It's laid out so clearly and having the physical and non physical card is brilliant. It's so much easier than any other credit cards I've used before and now Paypal is the only things I use for online, credit, debit etc. The card arrived really quickly and it was all do easy to set up. I have it on my phone and with face ID as well. It's great. Reviewed on: 26th April 2026

always been happy with service

always been happy with service and easy to use app Reviewed on: 26th April 2026

Paypal is my pal!

Paypal is easy to use amd offers easy ways to pay Reviewed on: 26th April 2026

Easy access

Easy access to credit . Good options for finance Reviewed on: 26th April 2026

Very good excellent love it will recommend

Very good excellent love it will recommend Reviewed on: 26th April 2026

Safety when buying online

When buying online I will always try to pay with PayPal for that extra safety and the 3 months interest free option is invaluable. Reviewed on: 26th April 2026

Safe to use.

Safe to use. Easy access . I am glad I got PayPal and I am happy to recommend to open account and enjoy the advantages from paypal Reviewed on: 26th April 2026

Great service

Great for swift money transfer between friends and family Reviewed on: 26th April 2026

Not too good not bad

Good experience. Recommend not to use it as it may affect your credit score if any payment is missed. Reviewed on: 26th April 2026

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