Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180937 reviews)

View other PayPal products

4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180937)

I have had an excellent experience using PayPal Credit.

I have had an excellent experience using PayPal Credit. The service is straightforward, reliable and very convenient when making purchases. The payment options are clear, and it is easy to manage everything through my PayPal account. I have found the process smooth and secure, with helpful updates and clear information about payments. Overall, PayPal Credit has been a very useful and trustworthy service, and I would happily recommend it to others. Reviewed on: 26th April 2026

PayPal 0% interest over 4 months is an amazing custo...

PayPal 0% interest over 4 months is an amazing customer benefit. Reviewed on: 26th April 2026

Great, good customer service and faster payments.

Great, good customer service and faster payments. Reviewed on: 26th April 2026

Easy to use and manage and good service

Easy to use and manage and good service Reviewed on: 26th April 2026

Great service, and friendly customer service

Great service, and friendly customer service Reviewed on: 26th April 2026

Just happy with the results and service

Just happy with the results and service Reviewed on: 26th April 2026

Good experience every time I use PayPal

Good experience every time I use PayPal Reviewed on: 26th April 2026

Convenient and safe

Very convenient way to pay for goods with new services being added all the time. Reviewed on: 26th April 2026

Great value credit especially the pay in 3 if you ca...

Great value credit especially the pay in 3 if you can't afford the outright payment I used it regularly and spread the costs. Reviewed on: 26th April 2026

I use PayPal credit for most purchases online.

I use PayPal credit for most purchases online. I get piece of mind and payment protection, a big load of my mind when dealing with online shopping. Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101135 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub