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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180974 reviews)

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4.73

Based on 180,961 reviews, last reviewed 20th Jul 2026

245% increase in 5 star reviews

in the past 90 days

294% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It was very clear and easy to use. It was very clear and easy to use. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180974)

If I’ve ever needed to buy something safely or sprea...

If I’ve ever needed to buy something safely or spread over a few months they’ve helped me do it. Cracking service Reviewed on: 26th April 2026

SGEasy to use and very secured.

Easy to use and very secured. Security top notch. Reviewed on: 26th April 2026

I've had no problem at all having PayPal onside.

I've had no problem at all having PayPal onside. Reviewed on: 26th April 2026

Great for short notice payments

I find using PayPal credit very useful for those short notice items that occur between paydays. Easy to keep track of what you’re spending and easy to make payments via the app. Reviewed on: 26th April 2026

Very efficient and easy to have problems resolved

Very efficient and easy to have problems resolved Reviewed on: 26th April 2026

PayPal is the bomb.

PayPal is the bomb.. great service and cheeky perks…. Love my PayPal account x Reviewed on: 26th April 2026

Absolutely fantastic service from start to finish, v...

Absolutely fantastic service from start to finish, very helpful & friendly staff Reviewed on: 26th April 2026

I have had PayPal for a very long time and has alway...

I have had PayPal for a very long time and has always been easy to use. Reviewed on: 26th April 2026

PayPal is convenient and easy to use.

PayPal is convenient and easy to use. I enjoy how safe I feel using Paypal/credit. Even easy for older, less tech savvy people. The app is easy to install and use and the interest rate is reasonable. Makes life easier. Reviewed on: 26th April 2026

Website easy to navigate - there www clear instructi...

Website easy to navigate - there www clear instructions and good security measures Reviewed on: 26th April 2026

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