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PayPal: PayPal Credit reviews

4.73
Based on 180,952 reviews, last reviewed 19th Jul 2026
254% increase in 5 star reviews
in the past 90 days
314% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable - Safe & easy to use app. I have always found PayPal easy to use & customer services have always been extremely helpful and responsive. I find payment by PayPal a safe & quick ... Read more Reviewed on: 19th July 2026
 Elora 's avatar
Elora

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180953)

PayPal convenient and widely accepted

5
PayPal is a convenient and widely accepted payment platform that makes sending and receiving money quick and straightforward. It’s especially useful for online purchases and offers a level of buyer protection that adds confidence when dealing with unfamiliar sellers. Reviewed on: 26th April 2026

Easy to use and manage my payments and credit.

4
Easy to use and manage my payments and credit. Reviewed on: 26th April 2026

Nice reward (PayPal credit) for being a long time cu...

5
Nice reward (PayPal credit) for being a long time customer Reviewed on: 26th April 2026

Easy to use and convenient.

5
Easy to use and convenient. I paid my shopping cart each time with PayPal credit. Reviewed on: 26th April 2026

Impressive service specially using PayPal credit on...

5
Impressive service specially using PayPal credit on amazon will give you 4 months of freedom to pay Reviewed on: 26th April 2026

PayPal Excellence

5
PayPal is excellent and will always be my most trusted way to pay for products online. Reviewed on: 26th April 2026

Excellent Support for my day to day transactions.

5
Excellent Support for my day to day transactions. Reviewed on: 26th April 2026

Quick and easy, know exactly what you are getting wh...

5
Quick and easy, know exactly what you are getting when it comes to transactions and there 0% interest comes in really handy when money is tight. Would recommend Reviewed on: 26th April 2026

Excellent service

5
Easy to use. Great App. Simple and informative Reviewed on: 26th April 2026

Easy to access reliable money transfers

5
Easy to access reliable money transfers Reviewed on: 26th April 2026

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