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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180988 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180988)

PayPal Excellence

PayPal is excellent and will always be my most trusted way to pay for products online. Reviewed on: 26th April 2026

Excellent Support for my day to day transactions.

Excellent Support for my day to day transactions. Reviewed on: 26th April 2026

Quick and easy, know exactly what you are getting wh...

Quick and easy, know exactly what you are getting when it comes to transactions and there 0% interest comes in really handy when money is tight. Would recommend Reviewed on: 26th April 2026

Excellent service

Easy to use. Great App. Simple and informative Reviewed on: 26th April 2026

Easy to access reliable money transfers

Easy to access reliable money transfers Reviewed on: 26th April 2026

Very good, easy to use, quick and secure.

Very good, easy to use, quick and secure. Reviewed on: 26th April 2026

Best experience of paying over a set period.

Best experience of paying over a set period. Reviewed on: 26th April 2026

I have been using PayPal for some years now.

I have been using PayPal for some years now. And more recently I have been using PayPal credit. Both I have found excellent in every way. I use PayPal credit to purchase a luxury item, and it then gives me the flexibility to pay it off at my pace. PayPal is the only online payment service I trust. Highly recommend! X Reviewed on: 26th April 2026

Paypal credit is absolutely Paypal credit is amazing

Paypal credit is absolutely amazing Reviewed on: 26th April 2026

All good.

All good. I have had nothing but good experience. Reviewed on: 26th April 2026

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