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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180993 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180993)

Very good, easy to use, quick and secure.

Very good, easy to use, quick and secure. Reviewed on: 26th April 2026

Best experience of paying over a set period.

Best experience of paying over a set period. Reviewed on: 26th April 2026

I have been using PayPal for some years now.

I have been using PayPal for some years now. And more recently I have been using PayPal credit. Both I have found excellent in every way. I use PayPal credit to purchase a luxury item, and it then gives me the flexibility to pay it off at my pace. PayPal is the only online payment service I trust. Highly recommend! X Reviewed on: 26th April 2026

Paypal credit is absolutely Paypal credit is amazing

Paypal credit is absolutely amazing Reviewed on: 26th April 2026

All good.

All good. I have had nothing but good experience. Reviewed on: 26th April 2026

Trustworthy

Great to be able to have the option to spread payments Reviewed on: 26th April 2026

Quick and easy to use and very safe.

Quick and easy to use and very safe. The addition of cards has been a game changer Reviewed on: 26th April 2026

Paypal in general.

I have used Paypal for years and whenever i have a problem it is almost immediately solved. Great service. They keep in touch, remind me when payments are due so i don't fall behind and its just my favourite way of payment, It just feels safe. Reviewed on: 26th April 2026

Paypal has never let me down.

Paypal has never let me down. Absolutely superb Reviewed on: 26th April 2026

Helping hand

PayPal helped with me during tough times when no other services were available since I’m a refugee, so I’m very grateful and pleased. Reviewed on: 26th April 2026

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