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PayPal: PayPal Credit reviews

4.73
Based on 180,993 reviews, last reviewed 21st Jul 2026
213% increase in 5 star reviews
in the past 90 days
268% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026
Abhishek S's avatar
Abhishek S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180994)

Helping hand

5
PayPal helped with me during tough times when no other services were available since I’m a refugee, so I’m very grateful and pleased. Reviewed on: 26th April 2026

Excellent service with great option to make payment...

5
Excellent service with great option to make payment and a user friendly app the you can access everywhere Reviewed on: 26th April 2026

Great service, great way to spend and save

5
Great service, great way to spend and save Reviewed on: 26th April 2026

Great service and expertise

5
Great service and expertise. Super first class customer service Reviewed on: 26th April 2026

Just amazing flexibility and control.

5
Just amazing flexibility and control. Reviewed on: 26th April 2026

Easy to use app, secure payment, feeling in control.

5
Easy to use app, secure payment, feeling in control. The Assurance of the backing if a problem should occur is the best feeling when making on line purchases Reviewed on: 26th April 2026

I find it easy to use and simple to setup whenever I...

5
I find it easy to use and simple to setup whenever I need it Reviewed on: 26th April 2026

Great credit provider

5
Great. Good amount of money available and low interest which is good. Time to pay back monthly or spontaneously. More options for you to choose and have freedom. Would recommend this. Reviewed on: 26th April 2026

a good and safe way to shopping

5
Be using for some years now always a good and safe experience Reviewed on: 26th April 2026

Always great service, never to much trouble !

5
Always great service, never to much trouble !! Fantastic Reviewed on: 26th April 2026

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