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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181001 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181001)

Flawless app, great options.

Flawless app, great options. Suits me perfectly. Reviewed on: 26th April 2026

I find it hard to speak to customer services

I find it hard to speak to customer services Reviewed on: 26th April 2026

Haven’t had any bad experiences I would say

Haven’t had any bad experiences I would say Reviewed on: 26th April 2026

Easy to use.

Easy to use. Makes me feel more reassured using PayPal if I'm not sure about paying a new company. Reviewed on: 26th April 2026

Awesome Sauce

Really good. Fast and very secure. Reviewed on: 26th April 2026

Great team

Great. Super. Smashing. Unreal. Class act. Top team. Dream team. Reviewed on: 26th April 2026

Fantastic customer service and guidance when orders...

Fantastic customer service and guidance when orders fail to arrive and very quick to reimburse payments. Reviewed on: 26th April 2026

Handy, fair.

Handy, fair. No complaints. Makes online shopping a lot easier. Reviewed on: 26th April 2026

Convenient and flexible way to manage payments

I’ve had a really positive experience using PayPal Credit. It’s a quick and easy way to spread the cost of purchases, especially when shopping online, and the integration with PayPal makes checkout seamless. The ability to take advantage of promotional offers on larger purchases is particularly useful, and it gives a bit of flexibility when managing monthly finances. The account is easy to access, and keeping track of spending and payments is straightforward. Overall, it’s been a reliable and convenient option for me. As long as you stay on top of payments, it works really well and does exactly what you need it to do. Reviewed on: 26th April 2026

Pratical and quick and is widely accepted in a wide...

Pratical and quick and is widely accepted in a wide variety of transactions. Reviewed on: 26th April 2026

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